FSS Mobile Pay employs two-factor authentication for better security.
FSS Mobile Pay encrypts all sensitive data before transmitting it from your mobile. This feature keeps your banking data safe from data interception hacking. Even if the data is intercepted, nobody can read your banking data.
FSS Mobile Pay implements DUKPT (Derived Unique Key per Transaction) for transaction security purpose.
FSS Mobile Pay generates OTP (One Time Password) for every transaction that in turn gets verified at the mobile gateway. This feature secures you from the "man in the middle attack".
FSS Mobile Pay stores mPIN offset in encrypted format.
FSS Mobile Pay reduces the cost of mobile transactions by downloading the non-confidential static data to the customer's mobile and by using it every time.
FSS Mobile Pay initiates transactions using mobile where mPIN is encrypted by the public key.
FSS Mobile Pay uses mPIN that is generated and verified through HSM as part of the security process.
FSS Mobile Pay employs Maker-Checker functionality to check respective data configuration.
FSS Mobile Pay passes all its bank transactions through the BANK'S SWITCH for unified transaction authentication control.
